Still valid — under the old rules' shadow
An EPA validly made under the 1996 Act before the new regime commenced remains effective: nobody needs to remake their planning simply because the law changed. But these instruments are creatures of transition — made under one statute, activated and supervised in a world governed by another — and the practical questions cluster around three points.
The three pressure points
- Activation. A 1996-Act EPA takes effect through registration when the donor becomes, or is becoming, mentally incapable — with notice to specified relatives and an objection window. The procedure differs from the DSS notification route for new EPAs; families holding old EPAs should not assume the processes are interchangeable, and should take advice on the correct current route before acting
- Scope. 1996-Act EPAs cover property and affairs and only limited personal care decisions — narrower than the welfare powers a 2015-Act EPA can carry. Families often discover mid-crisis that the old document doesn't reach the decision they need; the gap is then filled through the Act's other arrangements, not by stretching the EPA
- Supervision. Attorneys acting under activated old EPAs operate in the modern supervisory environment — with the Act's principles and oversight machinery shaping what good conduct looks like, whatever vintage the instrument (see attorneys' duties)
What holders of old EPAs should do
While the donor still has capacity: review the document against today's needs — powers, attorneys still willing and able, and whether the modern instruments (a 2015-Act EPA, an advance healthcare directive) would serve better; remaking is a choice to weigh, not a requirement. If capacity is now in question: take advice on activation before the pressing transaction — a property sale or Fair Deal application against the clock is the worst context in which to learn the document's limits. And if the old EPA doesn't cover what's needed, the DMR route fills the gap.
Frequently asked questions
Is my mother's 2010 EPA still valid?
If validly made under the 1996 Act, yes — the change of law did not invalidate existing EPAs. The live questions are whether it has been activated correctly when needed, and whether its powers actually cover the decisions now arising.
Should we replace an old EPA with a new one?
Sometimes. If the donor still has capacity and the old document's scope, attorneys or structure no longer fit, making a fresh instrument under the current regime can be the cleaner path — weighed against cost, the donor's wishes and the disruption of change. It's a genuine decision, worth a considered conversation rather than a default either way.
The bank won't accept our old EPA. Why?
Usually one of three reasons: it hasn't been activated/registered so it confers no authority yet; the transaction falls outside its powers; or the bank's processes simply haven't caught up. Which one it is determines the fix — see dealing with banks and institutions.
Talk to a solicitor who works with families through capacity law every week. Call Mary Molloy Solicitors today.
Whether you are planning ahead, facing a capacity application, or simply unsure which arrangement your family needs, an early conversation costs little and prevents a lot.
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